Meet the pros. Call in at least three different contractors for your job. (Friends and family are good reference sources.) And be home for the initial meeting with them. That way, you’ll know how much time each contractor took to assess the condition of your home. The longer he takes, the more realistic the estimate you’ll get. Even an experienced painter will need more than a quick walk around your house.
Every painting job develops a unique choreography as ladders go up and come down and tarps are unrolled and folded up. But two basic principles remain: 1) Start at the top and work down. 2) Work in the shade, out of the sun's glare. As the dance proceeds, keep an eye on the weather. Rain can wash freshly applied latex right off the wall, and a temperature dip below 50 degrees F two days after application can interfere with adhesion and curing and dull the sheen of glossy paints. (Latexes like Sherwin-Williams's Duration and Benjamin Moore's MoorGard Low Lustre are formulated to tolerate temps as low as 35 and 40 degrees, respectively.)

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Though painting often creates a mess, a professional painter will ensure that your home is maintained as clean as possible during the entire project. Unless otherwise specified in the contract, most painters will clean up and take care of paint debris removal. However, there may be additional charges for using the landfill. Standard landfill fees range from $20 to $50 per ton.
The national average cost for an interior painter ranges between $450 and $900. Interior painters can tackle everything from complete color makeovers in each of your rooms to touching up an accent wall to painting pieces of furniture. The square footage and complexity of the project, along with the materials needed, are the main factors that will affect cost. Other factors include whether you supply the paint yourself or want the painter to do so, whether you move the furniture and do the prep work or ask them to do it, and whether any repair work is needed on the walls. Painting the ceiling and the trim will also have an effect on cost. The type of paint you choose can also raise or lower your house painting cost. A gallon of paint may range from $20 to over $100, depending on quality and brand. Ask your painter if they charge per hour or per square foot, and how much you can save by doing prep work (moving furniture, etc.) yourself. House Painting Broomfield Colorado

I turn away any job when the client refuses to pay anything up front. It sends a red flag. I also charge a scheduling fee which is non-refundable. I get 33 percent when I show up and begin work. Another percentage halfway through, and the balance upon completion after client is satisfied. There needs to be skin in the game for both parties as a measure of good faith. If you are dealing with a reputable company (did your due diligence, right?) why wouldn't you want to pay something as work progresses? We do this not only because we love to paint but we require cash flow to stay in business. There is not always 'money in the bank' as you suggest. It's tough these days. The suggestion buy 'Kim' 'Never pay a contractor a deposit' is nonsensical. 

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If the point of hiring a well established, experienced, reputable painting contractor is to secure the professionalism and trust suggested to be inherent with that choice, then I would EXPECT that professionalism and experience to include the ability to make the proper and correct calculations for labor and materials for a fixed price quote, and there should be NO reason for the contractor to put the cost burden of their miscalculation on the consumer.

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